Federato Technologies, founded in 2020 and headquartered in San Francisco, develops an AI-native platform for the insurance industry. The company has raised over $180 million through Series D funding to build what it describes as the only platform spanning the full policy lifecycle - from submission intake and triage through underwriting, quoting, binding, and renewal.
The platform uses agentic AI to generate complete, fully explained quotes for underwriter review in minutes. According to Federato, the system achieves a 90% reduction in the number of systems used, an 89% improvement in time to quote, and a threefold increase in high-appetite quotes produced.
Technical work at Federato spans AI, machine learning, agentic AI systems, and workflow automation, applied specifically to insurance technology. The company's approach centres on unifying what have traditionally been fragmented workflows across the policy lifecycle into a single AI-driven environment.
